Adjustable-Rate

Lower initial rates leave more money in your wallet due to lower mortgage payments, leaving you extra wiggle room to save money for the future..

IS AN ARM RIGHT FOR YOU?
ARM (Adjustable rate mortgage) loans start with an introductory interest rate for the first 5 to 10 years. After that, it adjusts annually to reflect current interest rates.

ARMS AT A GLANCE:
Lower initial interest rates and monthly payments for the first 5-10 years of the loan
Rates adjust after the initial period to reflect current rates
Payments after the initial period fluctuate annually depending on the federal rates and may increase substantially
ARMs are a great option for homeowners who don’t plan on living in the home for more than a few years or beyond the initial fixed-rate period . 
Lower initial rates leave more money in your wallet due to lower mortgage payments, leaving you extra wiggle room to save money for the future.

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  • Nations Lending Corporation NMLS# 32416 | Bethany Ashby Sales Manager NMLS# 311473 |  Branch ID #1246371

    Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. 

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