FHA LOANS

Lower down payment options and have more flexible credit standards

BUY OR REFINANCE A HOME WITH FHA LOANS

FHA loans are a popular choice among homeowners and home buyers because they offer lower down payment options and have more flexible credit standards than many other mortgage loan types.
This government-insured loan is guaranteed by the Federal Housing Association and is designed to make affordable homeownership accessible to millions of Americans. Home buyers and homeowners who are interested in refinancing their mortgages can do so with an FHA loan product from Nations Lending Corporation Loans.
Types of FHA home loans include FHA streamline loans, which are designed to lower the interest rate and/or monthly payment of an existing FHA loan; FHA cash out refinancing, which offers homeowners the ability to refinance their current mortgage (whether it be an FHA or other mortgage loan type) into an FHA loan while cashing out some of their built-up equity; and FHA purchase loans, which can be utilized to buy home.

FHA LOAN QUICK FACTS:

  • FHA loans have a minimum credit score requirement of just 580
  • Recent changes in FHA guidelines mean you may be eligible even if you’ve been denied in the past
  • Close in as little as 30 days with an FHA Streamline refinance
  • FHA loans have a minimum down payment of just 3.5%
  • No pre-payment penalties if you pay your mortgage off early
  • Choose from a fixed-rate or adjustable-rate FHA loan
  • 15, 20, 25, and 30-year FHA loan terms available
  • No appraisal required with an FHA Streamline refinance
  • Insured by the Federal Housing Administration
  • Past bankruptcies and/or foreclosures may be considered for approval

 

WHY CHOOSING Nations Lending Corporation LOANS FOR YOUR FHA LOAN IS A GREAT CHOICE

As a nationally-licensed direct lender that was founded in 2003, Nations Lending Corporation Loans is no stranger to the mortgage industry. Our innovative customer-first approach to home financing makes us a national leader not only for FHA loans, but for conventional loansVA loansUSDA loans, and HARP refinance loans as well.
At Nations Lending Corporation Loans, we don’t just finance homes—we finance home. As our customer, you will enjoy the peace of mind of our Five Year Rate Guarantee, which allows you the option to refinance at any time in the five years following their loan closing without paying lender origination fees.
You’ll also receive helpful tips on how to use your home as the investment it is wisely and with a purposeful strategy that will allow you to do things like save money for retirement or college savings accounts, pay for home remodeling or repairs, pay off debt or even create an emergency cash reserve fund to protect your family in the event of financial catastrophe.

IS AN FHA MORTGAGE RIGHT FOR YOUR HOME PURCHASE OR REFINANCE?

  •  If your credit isn’t perfect
  • If you have less than 20% equity in your home and you want to refinance
  • If you’ve had a bankruptcy or foreclosure two or more years ago
  • If you have a limited budget for your down payment
  • If you already have an FHA loan and you want to save money with an FHA Streamline refinance loan
Think an FHA mortgage loan or FHA refinance might be right for you? Contact us for a no-cost, no-obligation mortgage quote today.
As a result of refinancing, your total finance charges may be greater over the life of the loan. Ask your Nations Lending Corporation Loans Personal Mortgage Advisor for more details.

Lets get started today

We’ve helped thousands of customers save money on their mortgage. Get pre-approved & we will help you compare home loan options.

  • Nations Lending Corporation NMLS# 32416 | Bethany Ashby Sales Manager NMLS# 311473 |  Branch ID #1246371

    Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov

    In accordance with Section 326 of the USA PATRIOT Act of 2001, Nations Lending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.