USDA LOANS

For those looking to purchase homes in eligible rural areas.

Offered by the United States Department of Agriculture, USDA loans are reserved for those who reside in or are looking to purchase homes and property in eligible rural areas.

 

USDA LOANS AT A GLANCE:
100% financing available with no down payment
Nations Lending Corporation Loans is happy to be a USDA Loans lender
Household income cannot exceed established limits based on the location of the home
A guarantee fee applies and can be rolled into the loan amount
Flexible credit guidelines
Fixed 30-year rates
Buyer and lender must agree on interest rate
No maximum purchase price
Includes existing homes, new construction, modular homes, Planned Unit Developments (PUDs), eligible condominiums and new manufactured homes

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  • Nations Lending Corporation NMLS# 32416 | Bethany Ashby Sales Manager NMLS# 311473 |  Branch ID #1246371

    Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. 

    In accordance with Section 326 of the USA PATRIOT Act of 2001, Nations Lending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.