Get in touch with us

If you have any questions fill out the information below.


202 Church St, Sulphur Springs, TX 75482

Office hours

Workdays at
9:00am – 5:00pm

Call us


Let’s get connected

Get in Touch

Conventional Loans

Conventional Loans At A Glance:

▪Offered through Fannie Mae and Freddie Mac

▪Higher loan amounts are available

▪Mortgage insurance premiums apply until loan-to-value reaches 80%

▪Can be used to finance homes aside from a primary residence, such as an investment property or vacation home

▪Offers both fixed and adjustable rates

▪Require a minimum down payment of 5%

▪Typically has more stringent credit terms than an FHA loan

Conventional Loans Aren’t for everyone

Conventional loans are offered through Fannie Mae and Freddie Mac and are not federally insured. However, they offer many benefits to home buyers and home owners, such as being quick to process in many cases and having lower payments for some.