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Address

202 Church St, Sulphur Springs, TX 75482

Office hours

Workdays at
9:00am – 5:00pm

Call us

(903)689-4193

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Fha Loan

Lower down payment options and have more flexible credit standards

FHA Quick Facts

  • FHA loans have a minimum credit score requirement of just 580
  • FHA loans have a minimum down payment of just 3.5%
  • Close in as little as 30 days with an FHA Streamline refinance
  • Choose from a fixed-rate or adjustable-rate FHA loan
  • No pre-payment penalties if you pay your mortgage off early
  • 15, 20, 25, and 30-year FHA loan terms available
  • Insured by the Federal Housing Administration

      BUY OR REFINANCE A HOME with FHA

      FHA loans are a popular choice among homeowners and home buyers because they offer lower down payment options and have more flexible credit standards than many other mortgage loan types.

      This government-insured loan is guaranteed by the Federal Housing Association and is designed to make affordable homeownership accessible to millions of Americans. Home buyers and homeowners who are interested in refinancing their mortgages can do so with an FHA loan product from Nations Lending Corporation Loans.

      IS AN FHA MORTGAGE RIGHT FOR YOUR HOME PURCHASE OR REFINANCE?

      • If your credit isn’t perfect
      • If you have less than 20% equity in your home and you want to refinance
      • If you’ve had a bankruptcy or foreclosure two or more years ago
      • If you have a limited budget for your down payment
      • If you already have an FHA loan and you want to save money with an FHA Streamline refinance loan

      WHY CHOOSING Nations Lending Corporation LOANS FOR YOUR FHA LOAN IS A GREAT CHOICE

      As a nationally-licensed direct lender that was founded in 2003, Nations Lending Corporation Loans is no stranger to the mortgage industry. Our innovative customer-first approach to home financing makes us a national leader not only for FHA loans, but for Conventional Loans, Va Loans, USDA Loans, and Harp refinance loans as well.
      At Nations Lending Corporation Loans, we don’t just finance homes—we finance home. As our customer, you will enjoy the peace of mind of our Five Year Rate Guarantee , which allows you the option to refinance at any time in the five years following their loan closing without paying lender origination fees.
      You’ll also receive helpful tips on how to use your home as the investment it is wisely and with a purposeful strategy that will allow you to do things like save money for retirement or college savings accounts, pay for home remodeling or repairs, pay off debt or even create an emergency cash reserve fund to protect your family in the event of financial catastrophe.