Are you waiting to try and apply for a home loan because you think that your credit score needs to be at a certain point in order to qualify for that loan?

 

 

Don’t do that. I see this happen all the time, and quite frequently we can actually already help a client, but maybe another lender is told no to because, remember, every lending institution that you talk to is going to have different credit score requirements. In particular, if you’re talking to a bank or credit union, it is always going to have a higher credit score requirement than a mortgage banker or a mortgage broker.

So you might already be there. And if you’re not, then you need to be working with a lender who will be able to help you with a scoring model that will tell you exactly what you need to be working on, not what you think you need to be working on. What are you actually working on to improve your credit and get you on a path to homeownership?

So, it costs you nothing. Give me a call if you want to see exactly where you’re sitting and how we can help you out.

If you’re talking to a bank or credit union, it is always going to have a higher credit score requirement than a mortgage banker or a mortgage broker.

Bethany Ashby

 

Ready to get started?

Get Pre-Qualified

What do you think?

Your email address will not be published. Required fields are marked *

5 Comments
  • Amanda
    January 28, 2023

    The standard chunk of Lorem Ipsum used since the 1500s is reproduced below for those interested. Sections 1.10.32 and 1.10.33 from “de Finibus Bonorum et Malorum” by Cicero are also reproduced in their exact original form, accompanied by English versions from the 1914 translation by H. Rackham.

  • Maggie
    February 14, 2023

    “Lorem ipsum dolor sit amet, consectetur adipisicing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”

  • Guest
    March 10, 2023

    With fashion month upon us, there’s no shortage of street style to envy. Whether you crave the fresh London look or favor an understated Parisian aesthetic, there are style lessons to learn from modern, chic women all over the world. Here, we tap into the casual-luxe style secrets from five of the best dressed women in fashion and shop out their effortless looks.

  • Amelia
    May 23, 2023

    There may be others champing at the bit, but Ralph Lauren’s spring collection proves that he remains the master of all-American fashion. From the blue-and-white striped top paired with a navy floral skirt and accented with a neck scarf, to the matching twinset—its cardigan tied at the waist of a pair of periwinkle pants—the effort was a welcome departure from the decadence we so often expect from a fashion show. (Well, at least most fashion shows.) Lauren also made a great case for the brown leather belt. It will certainly be at the top of many spring shopping lists

  • Daily News Company
    July 16, 2023

    Before that I was too a bit skeptical at first, but everything has worked out with no problems. I use same from last 3 years on my website https://www.dailynewscompany.com I always go with same, and i suggest this to all WordPress user.