Find YouR Perfect Home Loan

FHA, VA, USDA and 100% Financed home loans, historically low interest rates, it’s easier than ever to get pre-qualified! Most of our programs start with just a 580+ CREDIT SCORE.

Bethany Ashby

Sales Manager

NMLS# 311473

Find YouR Perfect Home Loan

FHA, VA, USDA and 100% Financed home loans, historically low interest rates, it’s easier than ever to get pre-qualified! Most of our programs start with just a 580+ CREDIT SCORE.

Bethany Ashby

Sales Manager

NMLS# 311473

D and K Swindell

We had the BEST experience buying our first home!! Bethany Ashby and the Ashby team worked very diligently and we closed in under 30 days!! Thank you for making our dream come true!

Katie Goodson

Bethany and her team at Nations Lending were wonderful.  Bethany went above and beyond to answer all of my questions. She even contacted me on her days off with answers and updates. Any time there was an issue, she resolved it.  Bethany is knowledgeable and I would absolutely recommend Nations Lending!

Kristena Clifton

Bethany and her team are amazing!! We were so frustrated with our local banks and being denied left and right. Bethany personally worked with me to get everything in order for us to be approved. She is very timely with responding back and answers questions without hesitation. We had such a wonderful experience and I highly recommend Nations Lending. We are so blessed to be HOMEOWNERS! Thanks XOXO

Jennifer Pf

Amazing team to work with. Vast knowledge and fast responses. I couldn’t have been more pleased. The passion they have is amazing.

Leah Rolen - Realtor

Working with Bethany is like every Realtors dream come true. She is on top of everything and keeps all parties in the loop as the transaction progresses. My clients love her!

Kris COREY

She can do amazing things and works hard for the buyer!

Jamie Olfert

They took time to answer all of my questions and worked with me even after hours. Looking back now I would have liked more information sent to me, but that is totally on me and not the team at Nations Lending.

Hank Douthitt

We had an amazing experience with Bethany Ashby. The way they Bethany, Shayna, & Afton kept us informed was awesome. This team worked so hard for us it wasn’t an easy task. We went to Sulphur Springs and meet with Bethany’s team and they were so welcoming. Everytime we called or messaged them they were so upbeat and positive. Bethany really surprised the both of us when she sent us an app to download it was so neat to see every process that our loan was in. Bethany also recommended an amazing partner to help us find our home Casey Woodall from Century 21. Everything fell into place day by day. We will enjoy our home for many years to come thanks to this incredible team. So if our looking for an experience that will be an amazing process look no further than Nations Lending in Sulphur Springs Texas.

Kaylee Oats

We recently went through the process of buying a house. Bethany was AMAZING!! Buying a house is probably the most stressful thing ever, but she made it very easy on us. Bethany and her team were incredible to have through this process. Thank you for all that you did to get us into our dream home!

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Loan Types

No two transactions are identical, nor are any two borrowers. We’ll listen to your concerns, we’ll ask questions, and we’ll match you to the best product  for your situation.

USDA

For those looking to purchase homes in eligible rural areas.

Down Payment Assistance

Lower down payment options and more flexible credit standards

FHA

Lower down payment options and more flexible credit standards

Veterans Affairs

Available to active military, retired military, and their families. 

Conventional

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Find The Right Mortgage.

We have over many years years experience in the mortgage industry and our goal is to find the best loan program available for you.

Home Equity Loans.

Home Equity Loans. A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed term, just like your original mortgage.

Find The Right Fit

No two transactions are identical, nor are any two borrowers. We’ll listen to your concerns, we’ll ask questions, and we’ll match you to the best product and lender for your situation.

A Lender You Can Trust

Let’s face it: you hear a lot of talk from other mortgage companies. And some of them might sound a little bit…questionable. What really matters is finding someone local you can trust. 

Special Financing Programs

Learn about special government loan programs like USDA, VA, and FHA. 

Home Buyers Guide

Are you ready to buy a home? Learn how to buy a home with our article, and tools . 

Glossary

Learn the lingo and definitions to the essential terms of home buying. 

Start The Process Today

We’ll match you to the best loan product for your situation.

  • Nations Lending Corporation NMLS# 32416 | Bethany Ashby Sales Manager NMLS# 311473 |  Branch ID #1246371

    Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.Texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov

    In accordance with Section 326 of the USA PATRIOT Act of 2001, Nations Lending is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.